Patience pays off if you’re looking for cheap car insurance in Connecticut. Costs vary depending on the company you choose and on personal factors such as your age and driving record, so it’s smart to shop around. To help pinpoint the best deal for you, NerdWallet gathered rates from the eight largest car insurance companies in Connecticut and found the three cheapest options for these driver types: also in this article: » FIND YOUR MATCH: Cheapest for good drivers For drivers with no at-fault accidents, DUIs or moving violations. Young drivers usually don’t have significant assets or much savings to lose in a crash-related lawsuit.
Get help finding the best insurance for young drivers with these helpful tips from Direct Auto & Life Insurance, your go-to car insurance company! How to Get Cheap Car Insurance for Young Drivers. Being a young driver comes with an increased financial burden, via expensive car insurance.
As a result, they often can select lower liability insurance limits than older motorists and score relatively cheap car insurance in Connecticut. We collected quotes for drivers in their early 20s carrying the minimum state-required coverage.
Geico fetched the best deal at $899 a year. Pastora La Vida Moderna Rar. This was $245 less than the cheapest rate we found for 30-year-old good drivers, who had higher coverage limits. Cheapest for drivers with one at-fault crash. If you cause a car accident, you usually can expect a rate hike when you renew your policy, making it a good time to shop around.
The cheapest quote we found for this group was $1,392 from Travelers. Prices jumped from there, with Amica and State Farm each coming in around $300 higher. The penalty for causing an accident was steeper with some insurers. For instance, the most expensive price we found was over $5,100 per year, a reminder of why shopping quotes is crucial even if you have a crash on your record.
Cheapest for drivers with poor credit For drivers placed in the “Poor Credit” tier. Insurers may factor in your credit-based insurance score when setting your rates. Those who have poor credit usually will face higher car insurance prices than most other groups. In fact, based on our findings, having credit problems in Connecticut can be more damaging to rates than causing a crash, depending on your insurer. Travelers returned the lowest quote in our analysis at $2,427 per year. That’s $1,283 more than the cheapest estimate available to safe drivers with good credit and $1,035 more than the best deal we found for drivers with one at-fault crash.
Cheapest for retired drivers For drivers in their mid- to late 60s who no longer use their car for commuting.